Thoughts Sent to Me on Foreclosure Crisis

Thoughts Sent to Me on Foreclosure Crisis

We are nearly eight years removed from the beginnings of the foreclosure crisis, with over five million homes lost. So it would be natural to believe that the crisis has receded. Statistics point.

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As Foreclosure Crisis Drags On, So Does Flawed Government Response A look at the government’s response as the foreclosure crisis enters its seventh year.

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much to address rising foreclosures. The root causes of the foreclosure crisis, including lending and regulatory policies and practices, lie at a much larger geographic scale than a particular city or metropolitan area, and local governments are typically limited in their ability to do things like regulate lending or change foreclosure processes.

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The original purchase price was $170,000, the home is worth $200,000 at foreclosure, and the mortgage debt canceled at foreclosure is $220,000. At the time of the foreclosure, the borrower is insolvent, with liabilities (mortgage, credit cards, car loans and other debts) totaling 0,000 and assets totaling $230,000.

final reports to Congress on the root causes of the foreclosure crisis. This final report responds to that mandate by analyzing data and trends in the residential housing market and reviewing the academic literature and industry press on the root causes of the current foreclosure crisis.

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