Is This The Last Chance for Low Rates? Interest rates have enjoyed several months of prosperity without any major bounce back toward higher levels, but that might be changing as of this week . Could this be the last time we see rates this low for a while?
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According to Freddie Mac, interest rates recently dropped to all-time lows in some categories, and within a hair of all-time lows in others. We will likely never see rates at these levels again. If you missed the chance to purchase or refinance earlier this year, you just got a do-over. Don’t miss out a second.
For roughly 2 straight years, rates did almost nothing but move higher. The first half of 2017 was something of an exception as rates managed to recover, somewhat, from the big spike at the end of 2016, but it wasn’t much of a consolation in the bigger picture. Besides, it was right back to higher rates heading into 2018.
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Also, of course, I think there is a good chance a 10-year interest rate breaks 1.4% and may even go as low as 1%. Just shocking how many in the last several days came up.
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Your timing is good because you can still lock in a low rate on a mortgage. But this opportunity will not last forever. The U.S. is coming out of an historically low interest rate period, and the Federal Reserve has already begun increasing rates.
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