The closing sheet called the HUD1 from when you bought and sold the house along with receipts for any major improvements. Anything else is electronically recorded in the register of deeds office in the county the property was in. The only other thing is any mortgage documents only if you think there was a disputed between you and the lender.
If a bank is involved, the closing will involve a stack of papers to sign. At every closing that I have been to where a mortgage is involved, the bank attorney gives the home buyers a package that contains an original copy of important papers. This package will include a copy of 2 very important documents, the Note and the Mortgage.
A guide to important home buying documents to keep after closing on your home and which documents can be originals and which can be copies. Source: After Home Closing, Which Documents Should I Keep?. Mortgage Masters Group NMLS Branch ID#: 373290 Phone 772-340-4003 Email doug.
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loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.
Documents to Keep Til the End of Time. The documents you should never get rid of are all fairly obvious: They’re official papers from government agencies, typically involve lawyers, will be.
Tax Retention Guide.. Proof of payment alone is not proof that the item claimed on your return is allowable. You also should keep other documents that will help prove that the item is allowable.. mortgage statement and loan information in your records. For information on mortgage interest, see Publication 936, Home Mortgage Interest.
By signing this document, you are giving the lender the right to take back the property should you fail to repay your loan as agreed. If the borrower defaults on the loan, the property can be sold to pay off the mortgage debt. It also states you must keep the house in good repair and maintain insurance on the property.